CuraDebt Systems, LLC is a debt settlement and credit counseling provider based in Hollywood, Florida. It was founded in 2000 by Eric Pemper, a UCSA graduate who is still the company’s CEO. CuraDebt has provided debt relief services to over 20,000 individuals and businesses nationwide. The firm is a member of the US Chamber of Commerce, the American Fair Credit Council, AFCC, and the International Association of Professional Debt Arbitrators, IAPDA.

What Type Of Debt Relief Services Does CuraDebt Offer?

CuraDebt provides in-house debt settlement, debt consolidation, and tax debt negotiation services. The methods used to settle cases vary depending on the type of debt and financial circumstances of each client. Services offered include credit counseling, debt consolidation, bankruptcies, and tax debt relief for state and IRS debts.

As well as providing tax debt relief, CuraDebt also offers assistance with audits, IRA rollover issues, and filing tax returns.

How Does CuraDebt Work?

CuraDebt has a large team of debt and tax relief experts that includes tax attorneys, certified public accountants, and enrolled agents.
CuraDebt gives new clients a free consultation with a debt relief expert to determine their needs and whether they qualify for debt relief. CuraDebt helps in cases of back taxes, business taxes, trust fund penalties, wage garnishments, tax liens, and foreign corporation issues.

In cases of debt settlement, CuraDebt collects payments from debtors and deposits them in a settlement fund. The settlement fund is then used to negotiate a reduction of debts directly with the creditors. Tax debt relief is provided by tax attorneys, CPAs, and enrolled agents who negotiate with states and the IRS.

How Much Do CuraDebt's Services Cost?

Fees vary depending on the services provided and the size of the debt. CuraDebt does not charge a monthly fee. Clients are only charged a fee when their case is settled. The average cost is less than 21% of the total debt. For instance, if you owe $10,000, and CuraDebt manages to reduce your debt by 50%, you will pay your creditors $5,000 and CuraDebt $2,100.

What Is the Minimum Debt CuraDebt Will Consider?

CuraDebt will consider customers with $5,000 or more in debt. It encourages people with smaller debts to pay off their debt with a personal loan.

How Is CuraDebt Better Than Other Debt Settlement Companies?

CuraDebt provides the following advantages:

- It is accredited by the AFCC, the IAPDA, and the U.S. Chamber of Commerce

- Has helped over 20,000 clients since it was founded in 2000.

- Employs tax attorneys, CPAs, and enrolled agents. Two of their enrolled agents used to work for the IRS.

- It offers a wide selection of debt relief and tax relief services: including bankruptcy, debt management, credit counseling audit assistance, and tax preparation.

- New clients receive a free initial consultation.

- CuraDebt doesn’t charge any fees until it has settled your account.

- Excellent customer service.

On the other hand:

- CuraDebt does not provide a money-back guarantee.

- Does not take on customers with less than $5,000 in debt.

  • AFCC Member
  • IAPDA Member
  • Money Back Guarantee
  • No Monthly Consultancy Fee
  • Min Debt Owed
  • Debt Type
    Unsecured Debt Business Debt
  • Contingency Model
  • Free Consultation
  • In-House Servicing
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0 votes

Darlene was sincere and did a great job of putting me at ease about working with Curadebt with my financial situation.

0 votes

Gloria E. was amazing! She worked with me very promptly and made me so comfortable discussing about my situation. I will recommend Curadebt for their excellent customer service and effective programs.

0 votes

I had a wonderful experience with Curadebt. Gloria was very helpful and made me feel very comfortable in my stressful circumstances.

0 votes

Curadebt is one of the most courteous, thorough, and professional company I have ever dealt with. They do what they say they are going to do. They keep you informed every step

0 votes

I didn't believe in any debt management programs and thought it's mostly a scam.. But then I stumbled upon CuraDebt. I am very satisfied with the work that they do and I will recommend them to everyone who needs help.

0 votes

My counselor was Julio M. I have to give him a good rating because this guy was patient, empathetic, and he just seemed honest. I had been with a previous debt settlement company who settled two of my debts but August dropped the ball and one day I get this letter saying they filed bankruptcy. Believe me.....I was skeptical about going through another agency but two years after waiting on this other company......I honestly did not have a choice unless I filed bankruptcy. ... Julio explained every thing to me. This time I carefully did my research and investigated everything I could about Curadebt.......and I honestly could not find it. I strattled the fence about a month.....researching, talking to Julio.....researching what his response was......finally I had to come to the conclusion that he was being honest with me. So I'm praying that Curadebt can help me settle with my creditors and help me just settle it once and for all......so that I can rebuild my credit gradually. More Less

0 votes

I researched for top debt service providers and found Curadebt rated very high. I called and Gloria E was pleasant, understanding and not judgmental. She explain the process and I decided it was the best option for me. There was no pressure. I give Gloria a 5-star rating.

0 votes

I went online and called many other debt settlement companies and found that not only was Curadebt the best option for me but also had the best customer service. Julio Maldonado was very informative and very polite. Julio has been awesome the entire process and would give him 5 stars anyday! He is GREAT!

0 votes

I would recommend to anyone who was in a situation like me. CuraDebt and especially Julio Malinaro saved me and helped me start over toward a better life for me and my children.

0 votes

Julio Maldonado was my Curadebt counselor. He was very informative and patient. He gave us options that worked for my family. Julio gave me great service. I really appreciated it. I would recommend Curadebt.

0 votes

I was very concerned with my credit. I contacted Curadebt and they put me at ease right away. I am very pleased with their services and what they've done for me. My debt is in control and my credit is better than ever. Yes, I would use their services again.

0 votes

The customer service here is excellent. Every time I call, I am met with a positive, up-beat attitude from the people working on my debt relief. They are always available when I need them. Curadebt is a great alternative to bankruptcy. Get help before you file and ruin your credit forever!!

0 votes

I am nowhere near a debt genius but the team at Curadebt gave me everything in laymen's terms. I got a reasonable monthly payment (within my budget) which was awesome. They really know how to make their customers feel appreciated. I love that they really care about my debt problems.

0 votes

These people are so patient. They were there for me every step and gave me the best advice on how to reduce my debt. I was given all the tools and resources I needed to succeed. I would recommend Curadebt to anyone, simply because of their great team.

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