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Where does Ooraa, Inc. do business?

Ooraa, Inc. is a debt settlement company based in Chatsworth, CA. The company was founded in 1991 and offers debt relief services to borrowers in 50 state across the USA.

What does Ooraa, Inc. do?

Ooraa, Inc. offers debt relief services for the following types of debt:

  • Unsecured debt, such as credit card debt, personal loans and medical debt

What does Ooraa, Inc. charge?

Ooraa, Inc. operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt. Ooraa, Inc.'s fees start at 40% and go up to 70% of the enrolled debt depending on the amount of enrolled debt provided. Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to Ooraa, Inc. directly to determine an accurate quote. 

Does Ooraa, Inc. offer a guarantee?

No, Ooraa, Inc. does not offer a money back guarantee.

What is the minimum debt Ooraa, Inc. will consider?

Ooraa, Inc. will only consider customers with unsecured debt of $30000 or more. Customers with less than $30000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Ooraa, Inc. perform its own servicing in-house?

No, Ooraa, Inc. partners with third party service providers who negotiate on behalf of the clients they enroll.

What accreditations does Ooraa, Inc. have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA). Ooraa, Inc. is not an accredited AFCC member. Ooraa, Inc. is an IAPDA member.

  • Minimum Debt Owed
    $30000
  • Debt Type
    Unsecured Debt
  • % of Debt Fee
    40% - 70%
  • Pricing Model
    Contingency Fee (% of enrolled debt)
  • Contingency Model
  • Free Consultation
  • IAPDA Member
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