Where does Ooraa, Inc. do business?

Ooraa, Inc. is a debt resolution firm based in Chatsworth, CA. It was founded in 1991 and offers debt resolution services in 50 states around the country.

What does Ooraa, Inc. do?

Ooraa, Inc. offers debt relief services for unsecured debt such as credit card debt, personal loans and medical debt.

What does Ooraa, Inc. charge?

Ooraa, Inc. operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt. Ooraa, Inc.'s fees start at 40% and go up to 70% of the enrolled debt depending on the amount of enrolled debt provided. Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to Ooraa, Inc. directly to determine an accurate quote. 

Does Ooraa, Inc. offer a guarantee?

No, Ooraa, Inc. does not offer a money back guarantee.

What is the minimum debt Ooraa, Inc. will consider?

Ooraa, Inc. will only consider customers with unsecured debt of $30000 or more. Customers with less than $30000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Ooraa, Inc. perform its own servicing in-house?

No, Ooraa, Inc. partners with third party service providers who negotiate on behalf of the clients they enroll.

What accreditations does Ooraa, Inc. have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA). Ooraa, Inc. is not an accredited AFCC member. Ooraa, Inc. is an IAPDA member.

  • Minimum Debt Owed
  • Debt Type
    Unsecured Debt
  • % of Debt Fee
    40% - 70%
  • Pricing Model
    • Contingency Fee (% of enrolled debt)
    • Contingency Fee (% of savings)
  • Contingency Model
  • Free Consultation
  • IAPDA Member
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0 votes

best company they saved me allot ... and best part they take it personal efforts and guide me to do right things.. I finish my debt in 18 month I 100% recommend this company . because this company keep all monthly payment in client trust acc that part make us safe .. and language is another plus point we understand each and every thing without confusion .. thank you ooraa...

2 votes

Absolutely horrible company!! Took all my money and did nothing! When I tried to cancel they gave me the run around !

2 votes

Lol absolutely the worse service. They lied to us for 6 months, did not contact any of our creditors, but when confronting them about our progress they kept saying that their work was confidential but the truth was revealed by our creditors, all of them informed us that they were never contacted. They put us in an even worse positio n than when we started! Our cresit went from bad to worse in those 6 months! They did not return our money when we cancelled heck even tried to get ... more out of us when cancelling. They wasted our time, our money, we were lied to, we were mistreated, terrible terrible terrible service. We switched to another company, they resolved all our issues in less than 30 days. More Less

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