Where does Rescue One Financial do business?

Rescue One Financial is a debt settlement company based in Irvine, CA. The company was founded in 2010 and offers debt relief services to borrowers in 22 states (and Washington, DC).

What does Rescue One Financial do?

Rescue One Financial offers debt relief services for the following types of debt:

  • Unsecured debt, such as credit card debt, personal loans and medical debt
  • Business debt
  • Private student loans

What does Rescue One Financial charge?

Rescue One Financial operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt. Rescue One Financial's fees start at 21% of the enrolled debt depending on the amount of enrolled debt provided. Debt relief service pricing / costs can vary greatly from one client to another so it's best to speak to Rescue One Financial directly to determine an accurate quote. 

Does Rescue One Financial offer a guarantee?

Yes, Rescue One Financial offers a money back guarantee. Visit their website for more details.

What is the minimum debt Rescue One Financial will consider?

Rescue One Financial will only consider customers with unsecured debt of $15000 or more. Customers with less than $15000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.

Does Rescue One Financial perform its own servicing in-house?

Yes, Rescue One Financial employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.

What accreditations does Rescue One Financial have?

The two main trade associations in the debt relief services space are the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA). Rescue One Financial is an accredited AFCC member. Rescue One Financial is an IAPDA member.

  • Minimum Debt Owed
  • Debt Type
    • Unsecured Debt
    • Business Debt
    • Private student loans
  • % of Debt Fee
    Starting at 21%
  • Money Back Guarantee
  • No Monthly Consultancy Fee
  • Pricing Model
    Contingency Fee (% of enrolled debt)
  • AFCC Member
  • Contingency Model
  • Free Consultation
  • IAPDA Member
  • In-House Servicing
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