Liberty Mutual

in Flood Insurance

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Liberty Mutual


in Flood Insurance

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Liberty Mutual Flood Insurance Overview

Having been in operation since 1912, Liberty Mutual is a world-renowned insurer that offers coverage on everything from homes and condos to cars and boats. The company offers additional policies including flood insurance and umbrella plans to give customers an added layer of protection. Liberty Mutual is based in Massachusetts and has over $125 billion in assets.

What Are Liberty Mutual Flood Insurance’s Ratings?

Liberty Mutual has an excellent reputation. The company has been given an A+ from the BBB, an A from A.M. Best, an A from Standard & Poor's and an A2 from Moody’s.

What Flood Insurance Coverage Does Liberty Mutual Offer?

With Liberty Mutual, flood insurance provides coverage of your basement structure, basic items normally located in a basement and essential equipment. (Personal belongings, such as furniture, are not covered.) Covered incidents include:

- Direct physical losses caused by floods.

- Losses resulting from flood-related erosion, which can be caused by high waves, severe storm, flash floods or tidal surges.

- Damage caused by mudslides.

How Does Liberty Mutual Compare with Other Flood Insurance Companies?

Liberty Mutual has a dedicated flood insurance team to help you understand exactly what kind of plan you need given your particular circumstances. The company provides free, no-obligation rate quotes online, over the phone and in person at a local agent location. As long as your community participates in the National Flood Insurance Program, you're eligible to obtain flood insurance.

SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Policy Discounts
  • Claims Free
  • Higher Deductibles
Property Discounts
  • Flood Zone Designation
  • Freeboard (Property Elevation Above BFE)
Home and Renters Insurance Riders
  • Flood Coverage (Federal)
  • Sewage and Drain Backup Coverage
  • Yard and Garden Coverage
Financial Strength Rating
  • A+
Carrier Features
  • 24/7 Phone Availability
  • Locally Available Agents
  • Digital Claims Reporting
Building Coverage
Contents Coverage
Preferred Risk Flood
Home and Renters Insurance
  • Dwelling Coverage
  • Personal Property Protection

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