GEM Federal Credit Union (Company)
NMLS ID #405621
· Insured by NCUA
Unaffiliated Learn More

GEM Federal Credit Union (Company)

NMLS ID #405621
· Insured by NCUA
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GEM Federal Credit Union Review

GEM Federal Credit Union was founded in 1940 and is based in Minot, ND.

Learn more about GEM Federal Credit Union and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with GEM Federal Credit Union.

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Message From GEM Federal Credit Union

It all began in 1940; a credit union for city, county, state and federal employees. GEM Federal Credit Union started in an office in the basement of the Federal Building and was known then as City and County Municipal Federal Credit Union. With its ever expanding membership, the location on East Central Avenue was purchased. GEM remained in that location until 2011, when flood waters filled it’s walls with nearly 12 feet of water. The decision was made to leave the river valley for a dryer location on North Hill – our current location.

Today, GEM FCU continues to service city, county, state and federal employees as well as employees of SRT. We strive to serve our members with exceptional service and the latest technology to make banking easier and more convenient. Take a look around our website to see all of the great benefits GEM Federal Credit Union has to offer YOU!


Hours of Operation

Central Time
  • Sunday Closed
  • Monday 8:00am - 5:30pm
  • Tuesday 8:00am - 5:30pm
  • Wednesday 8:00am - 5:30pm
  • Thursday 8:00am - 5:30pm
  • Friday 8:00am - 5:30pm
  • Saturday 9:00am - 12:00pm

Services Offered by GEM Federal Credit Union

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