Annual Fee

No Origination Fee

No Prepayment Fee

Application Accepted

Co-borrower

Cosigner

Individual Applications

Credit Score Range

Intended Use

Primary Home

Secondary Home

Investment

Military Status

Active Duty Military

Non-Military

Veterans

Military Dependent

Loan Term (Years)

Amount Range

Shop around before you borrow. We recommend requesting quotes from the companies below to compare rates, fees, and terms, then choose the best offer.

Flexible financing for Empire State homeowners. Explore top-rated HELOC lenders in New York with low fees, personalized service, and credit lines designed to meet your financial goals.

Best HELOC Lenders in New York for April 2026

Access Your Home’s Equity—No Monthly Payments. Get a cash lump sum today in exchange for a share of your home’s future value. With no monthly payments and easier qualification, a home equity investment (HEA) can be a smart solution. Apply with multiple companies for free to find the best deal, without affecting your credit score.

Compare the best home equity investment companies, also known as home equity agreements, and find the best option for you.

Borrow against your home equity with a fixed-rate home equity loan and get a predictable lump sum and monthly payment. Compare competing quotes from multiple lenders to see who offers the best rate, closing costs, and repayment term. It’s free to compare and won’t affect your credit score.

Home Equity Loans offer low interest rates to homeowners.

Save money on your home loan with the best mortgage refinance options. Compare top-rated lenders offering competitive rates and flexible terms to help lower your payments or shorten your loan term.

Don't settle for high interest rates. A mortgage refinance could save you thousands of dollars.

Find the best personal loans to meet your financial needs. Compare top-rated lenders offering competitive rates, flexible terms, and fast funding options.

Personal loans | Read personal loan reviews. Compare personal loan rates. Discover personal loan companies. Get instant loan offers without hurting your credit.

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Tap your home equity with a HELOC and keep access to funds as you need them. Request quotes from multiple lenders to compare rates, fees, credit limits, and draw terms. It’s free to compare terms and does not impact your credit score.

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Share the risk of your real estate investment with no interest or monthly payments.

Home Equity Lines of Credit (HELOCs) offer low interest rates to homeowners.

Home Equity Lending can be a good way to convert the equity in your home into cash. These lending products, which include home equity lines of credit (HELOCs) and Home Equity Loans, offer competitive rates, but they are secured by the equity in your home. Based on your rate quote request, these options are a match.

Find the best Home Equity Lines of Credit (HELOC)

Best HELOC Lenders in New York - April 2026

Looking for the best HELOC lenders? SuperMoney’s expert-curated list for April 2026 highlights top providers with competitive rates and terms—handpicked to help you borrow smarter.