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Patch Homes

in HELOC Lenders

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Patch Homes

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in HELOC Lenders

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Overview

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Contact

  • Headquarters
  • 730 Commercial Street
    San Francisco, CA 94108 USA
  • Visit Site

Message from Patch Homes

Patch Homes is a payment free alternative to home equity loans and HELOCs. It offers a partnership based financing model that allows homeowners to access their untapped home equity wealth. Homeowners receive funds at 0% interest and with no monthly payments, in exchange for sharing the future upside/downside of the homes' value.

Availability

Available in 2 States
  • California
  • Washington

Feature Breakdown

No Prepayment Fee
Initial Processing Fee
$3
Origination Fee
3%
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Maximum LTV
80%
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Funding Time Range (in days)
7 - 14
7 28
Repayment Period (years)
10
Required Average Balance
$0
Draw Period (years)
10
Customizable Payment Dates
Loan Amount
$30K - $175K
$3K $1M
APR
0% - %
0% 19%
Introductory Rate
0%

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