GEICO Home Insurance
GEICO Home Insurance
in Homeowners Insurance from GEICO

GEICO Home Insurance

in Homeowners Insurance from GEICO
SuperMoney Net Recommendation Score +5  


This product is mostly recommended by SuperMoney users with a score of +5, equating to 3.1 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Community Rating Mostly recommended
Financial Strength Rating A+
Number of Reviews 20

GEICO Home Insurance Review

GEICO Home Insurance is an insurance carrier based in Chevy Chase, MD. The company was founded in 1936 and offers home insurance in 50 states (and Washington, DC).

GEICO Home Insurance FAQ

What is the financial strength rating of GEICO Home Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

GEICO Home Insurance scores an A+ financial strength rating, SuperMoney's highest available rating.

What types of coverage does GEICO Home Insurance offer?

Home insurance includes a wide range of coverages. One of the best ways to saving money on your home insurance is to only pay for the coverage you need. GEICO Home Insurance offers the following types of home insurance coverage:

Dwelling Coverage:

Also called "dwelling insurance." This is the part of your homeowner's insurance policy that helps pay for the rebuilding or the repair of the physical structure of your home if it's damaged by a covered hazard.

Guest Medical Protection:

This helps visitors who are injured on your property. It can help cover the necessary medical expenses in an accident, regardless of who's at fault. Medical expenses covered usually include costs like ambulance rides, X-rays, surgical procedures, and hospital stays. Note that guest medical coverage doesn't apply to anyone who lives in the home or is listed on your policy.

Liability Coverage:

The personal liability coverage within your homeowner's policy offers coverage for bodily injury and property damage sustained by others for which you or covered residents of your household are legally responsible.

Other Structures Coverage:

This covers structures on the residence premises separated from the dwelling by a clear space or connected to the dwelling by a fence, utility line, or related connection. Examples include a detached garage, tool shed, driveway, swimming pool, gazebo, or fence.

Personal Property Protection:

This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them.

Reimbursed Living Expenses:

This coverage reimburses the insured for the cost of maintaining a comparable standard of living following a covered loss that exceeds the insured's normal expenses. For example, it could include an insured's motel bill while fire damage to the home is being repaired or replaced or until the insured moves to a permanent residence.

GEICO Home Insurance customers can also add the following riders or endorsements to their home insurance policies:

Earthquake Coverage:

This covers some of the losses and damage that earthquakes can cause to your home, belongings, and other buildings on your property.

Identity Theft Protection:

This rider protects homeowners in the event of identity fraud and pays for the cost of restoring their identity.

Valuable Items:

Valuable personal property coverage protects items such as expensive collections, engagement rings, watches, and other jewelry from theft, loss, or damage.

How can you save money on a GEICO Home Insurance home insurance policy?

When you ask for a quote with GEICO Home Insurance, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available.

  • Alarm System
  • Fire Extinguisher in the Home
  • Home Monitoring System
  • Smoke Detectors

Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with GEICO Home Insurance.

What additional benefits does GEICO Home Insurance offer?

GEICO Home Insurance offers the following benefits to its customers:

24/7 Phone Availability:

Customer service is staffed around the clock.

Local Agents:

Perfect for people who prefer the personal touch of a local insurance agent.

Digital Claims Reporting:

Never fax or mail a document again.

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Our Editor

What We Love About PayPal Prepaid Debit Mastercard

The PayPal Debit Mastercard is available to PayPal account holders and offers an alternative to opening a traditional bank account. It can be used to make purchases at physical locations with your PayPal balance or to withdraw money from an ATM. This debit card comes with an offer to earn up to 5% APY on your money if you open an online savings account with Bancorp. The card also offers a Refer-a-Friend program that allows customers to earn commissions and cash-back on purchases.

What Could PayPal Do Better?

There are several fees associated with the PayPal Prepaid Debit Mastercard, including a monthly maintenance fee and a declined transfer fee. There are also limits on the number of and amount of purchases and withdrawals that can be made in a day. This prepaid debit card doesn’t allow you to make cross-account transfers and the mobile app for the card doesn’t include a mobile deposit option.

PayPal Prepaid Debit Mastercard Backstory

PayPal is an extraordinarily successful company that offers a global online payments system that has recently been adding extra features to keep customers happy. One of these recent additions is the PayPal Prepaid Debit Mastercard. This card can be used anywhere Mastercard is accepted and acts as a typical debit card, but the money comes out of a PayPal account instead of a traditional bank.

The Verdict

The PayPal Debit Mastercard might be a good choice for those who are PayPal account holders. It can be used instead of a regular bank account to make purchases online and at physical retailers. The debit card requires no credit check and has online account management features that are easy to use.

However, it’s a good idea to look at all your options before choosing a prepaid debit card. This one has several fees that other cards may not. Those who don’t use PayPal also will likely want to choose an alternative option.


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Policy Discounts
  • Multiple Policy
  • Higher Deductibles
Property Discounts
  • Alarm System
  • Fire Extinguisher in the Home
  • Home Monitoring System
  • Smoke Detectors
Home and Renters Insurance
  • Guest Medical Protection
  • Personal Property Protection
  • Reimbursed Living Expenses
  • Dwelling Coverage
  • Liability Coverage
  • Other Structures Coverage
Home and Renters Insurance Riders
  • Earthquake Coverage
  • Valuable Items
  • Identity Theft Protection
  • Business Property Protection
  • Flood Coverage (Federal)
Financial Strength Rating A+
Carrier Features
  • 24/7 Phone Availability
  • Locally Available Agents
  • Digital Claims Reporting
Claim Forgiveness
Loyalty Program

GEICO Home Insurance Community Reviews


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This product is mostly recommended by SuperMoney users with a score of +5, equating to 3.1 on a 5 point rating scale.


Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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