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New Jersey Manufacturers Insurance Group

in Home Insurance

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New Jersey Manufacturers Insurance Group

Unaffiliated

in Home Insurance

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Overview

Where does New Jersey Manufacturers Insurance Group do business?

New Jersey Manufacturers Insurance Group is an insurance carrier based in West Trenton, NJ. The company was founded in 1913 and offers home insurance in 2 states in the USA. 

What is the financial strength rating of New Jersey Manufacturers Insurance Group?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies.  SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

New Jersey Manufacturers Insurance Group scores an A+, SuperMoney's highest available rating.

What types of coverage does New Jersey Manufacturers Insurance Group offer?

Home insurance includes a wide range of coverages. One of the best ways to saving money on your home insurance is to only pay for the coverage you need. New Jersey Manufacturers Insurance Group offers the following types of home insurance coverage:

  • Dwelling Coverage: Also called "dwelling insurance." This is the part of your homeowner's insurance policy that helps pay for the rebuilding or the repair of the physical structure of your home if it's damaged by a covered hazard.

  • Guest Medical Protection: This helps visitors who are injured on your property. It can help cover the necessary medical expenses in an accident, regardless of who's at fault. Medical expenses covered usually include costs like ambulance rides, X-rays, surgical procedures, and hospital stays. Note that guest medical coverage doesn't apply to anyone who lives in the home or is listed on your policy.

  • Liability Coverage: The personal liability coverage within your homeowner's policy offers coverage for bodily injury and property damage sustained by others for which you or covered residents of your household are legally responsible.

  • Other Structures Coverage: This covers structures on the residence premises separated from the dwelling by a clear space or connected to the dwelling by a fence, utility line, or related connection. Examples include a detached garage, tool shed, driveway, swimming pool, gazebo, or fence.

  • Personal Property Protection: This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them.

  • Reimbursed Living Expenses: This coverage reimburses the insured for the cost of maintaining a comparable standard of living following a covered loss that exceeds the insured's normal expenses. For example, it could include an insured's motel bill while fire damage to the home is being repaired or replaced or until the insured moves to a permanent residence.

New Jersey Manufacturers Insurance Group customers can also add the following riders or endorsements to their home insurance policies:

  • Flood Coverage: Your standard homeowners' policy doesn't provide flood coverage. It's important to note that, as a rule, homeowners and renters insurance does not cover damage from flooding. To protect your home, be sure to understand the risk of flooding and what your insurance options are.

  • Identity Theft Protection:  This rider protects homeowners in the event of identity fraud and pays for the cost of restoring their identity.

  • Valuable Items: Valuable personal property coverage protects items such as expensive collections, engagement rings, watches, and other jewelry from theft, loss, or damage.

How can you save money on a New Jersey Manufacturers Insurance Group home insurance policy?

When you ask for a quote with New Jersey Manufacturers Insurance Group, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available. 

  • Alarm System
  • Home Security or Protective Devices
  • Recent Home Improvements / New Roof
  • Home Monitoring System
  • Smoke Detectors

Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with New Jersey Manufacturers Insurance Group.

What additional benefits does New Jersey Manufacturers Insurance Group offer?

New Jersey Manufacturers Insurance Group offers the following benefits to its customers:

  • 24/7 Phone Availability: Customer service is staffed around the clock.

  • Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  • 301 Sullivan Way
    West Trenton, NJ 08628 USA
  • Visit Site

Availability

Available in 2 States
  • New Jersey
  • Pennsylvania

Feature Breakdown

Financial Strength Rating
  • A+
Loyalty Program
Carrier Features
  • 24/7 Phone Availability
  • Locally Available Agents
Available 24/7 by Phone

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