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in Home Insurance

SuperMoney Net Recommendation Score -10% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

4 users recommend
1 users are unsure
5 users don't recommend
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USAA Home Insurance Overview

Serving military members and their families, USAA is a financial services company that was launched in 1922. The company is based in San Antonio, Texas, and has over 11.4 million members. Based on direct written premiums, USAA is the 5th largest homeowners insurer and has over $28.2 billion in assets.

What Are USAA Home Insurance’s Ratings?

USAA is highly rated by independent financial institutions. The company has received an A++ from A.M. Best, an Aaa from Moody’s, an AA+ from Standard & Poor’s and an A+ from the BBB.

What Home Insurance Coverage Does USAA Offer?

With USAA, homeowners insurance can include the following types of coverage:

- Replacement cost coverage for your home and personal belongings, insuring your assets at today's value without taking depreciation into account.

- Liability.

- Identity theft.

- Coverage for fire, theft, vandalism and most weather-related events.

How Does USAA Compare with Other Home Insurance Companies?

USAA offers great coverage at competitive rates, but what really sets the company apart from competitors is the fact that USAA caters to those who serve in the military. As an example, no deductible is applied when military uniforms are damaged by a covered incident if you’re on active or reserve duty. The USAA mobile app makes it easy to report claims, submit photos and view statuses. Members can even save up to 10% on homeowners insurance when they turn to USAA to insure their primary home and automobile. is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Financial Strength Rating
  • A+
Loyalty Program
Claim Forgiveness
Available 24/7 by Phone
Cosmetic Damage
Personal Belongings
Reimbursed Living Expenses


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