Where does 1st Financial Inc do business?

1st Financial Inc is a direct lender based in Millersville, MD. The company was founded in 2002 and offers mortgages to borrowers in 9 states across the USA (and Washington, DC).

How much can you borrow via 1st Financial Inc?

1st Financial Inc allows borrowers to apply for loan amounts of up to $2,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose..

Does 1st Financial Inc charge a mortgage origination fee?

Yes, 1st Financial Inc may charge a loan origination fee.

Does 1st Financial Inc charge prepayment fees?

Yes, 1st Financial Inc charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does 1st Financial Inc offer?

1st Financial Inc offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • HARP
  • USDA
  • VA

What property usage types does 1st Financial Inc allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. 1st Financial Inc allows the following property usage types: 

  • Primary home 

  • Institution Type
    Direct Lender
  • Intended Use
    Primary Home
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    $50000 - $2000000
  • Terms
    10, 15, 20, 25, 30
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