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Where does 21st Mortgage Corporation do business?

21st Mortgage Corporation is a direct lender based in Knoxville, TN. The company was founded in 1995 and offers mortgages to borrowers in 45 states across the USA (and Washington, DC).

What range of rates does 21st Mortgage Corporation offer?

21st Mortgage Corporation offers home loans with APRs starting at 6.99% .

Does 21st Mortgage Corporation charge a mortgage origination fee?

Yes, 21st Mortgage Corporation may charge a loan origination fee.

Does 21st Mortgage Corporation charge prepayment fees?

Yes, 21st Mortgage Corporation charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does 21st Mortgage Corporation offer?

21st Mortgage Corporation offers the following mortgage programs:

  • Conventional mortgages
  • FHA

What property usage types does 21st Mortgage Corporation allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. 21st Mortgage Corporation allows the following property usage types: 

  • Primary home 

  • Intended Use
    Primary Home
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    Starting at $20000
  • APR
    Starting at 6.99%
  • Terms
    5 to 23 years
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