Features

Where does Access Capital Group do business?

Access Capital Group is a direct lender based in Phoenix, AZ. The company was founded in 2001 and offers mortgages to borrowers in 10 states across the USA.

How much can you borrow via Access Capital Group?

Access Capital Group allows borrowers to apply for loan amounts of up to $2,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose..

Does Access Capital Group charge a mortgage origination fee?

Yes, Access Capital Group may charge a loan origination fee.

Does Access Capital Group charge prepayment fees?

Yes, Access Capital Group charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Access Capital Group offer?

Access Capital Group offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • USDA
  • VA

What property usage types does Access Capital Group allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Access Capital Group allows the following property usage types: 

  • Primary home 

  • Intended Use
    Primary Home
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    Up to $2000000
  • Terms
    10, 15, 20, 25, 30
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