Access National Mortgage
in Home Purchase Mortgages from Access National MortgageUnaffiliated
|Loan Amount||Up to $3,000,000|
|Loan Term (Years)||N/A|
Access National Mortgage Review
Where does Access National Mortgage do business?
Access National Mortgage is a direct lender based in Reston, VA. The company was founded in 1985 and offers mortgages to borrowers in 50 states (and Washington, DC).
How much can you borrow via Access National Mortgage?
Access National Mortgage allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
Does Access National Mortgage charge a mortgage origination fee?
Yes, Access National Mortgage may charge a loan origination fee.
What mortgage programs does Access National Mortgage offer?
Access National Mortgage offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- HomePath: Financing for the purchase and improvement of properties owned by Fannie Mae.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does Access National Mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Access National Mortgage allows the following property usage types:
- Primary home
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia