Where does Affinity Mortgage, LLC do business?
Affinity Mortgage, LLC is a direct lender based in Lenexa, KS. The company was founded in 2000 and offers mortgages to borrowers in 10 states.
How much can you borrow via Affinity Mortgage, LLC?
Affinity Mortgage, LLC allows borrowers to apply for loan amounts of up to $5,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
Does Affinity Mortgage, LLC charge a mortgage origination fee?
Yes, Affinity Mortgage, LLC may charge a loan origination fee.
What mortgage programs does Affinity Mortgage, LLC offer?
Affinity Mortgage, LLC offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- HARP: A mortgage refinance program for home loans owned or backed by Fannie Mae or Freddie Mac. No minimum credit score or value appraisal required.
- USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does Affinity Mortgage, LLC allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Affinity Mortgage, LLC allows the following property usage types:
- Primary home
- Secondary homes and vacation properties
- Investment properties and house flipping projects
Other Services by Affinity Mortgage, LLC