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Where does AimLoan do business?
AimLoan is a direct lender based in San Diego, CA. The company was founded in 1998 and offers mortgages to borrowers in 50 states (and Washington, DC).
How much can you borrow via AimLoan?
AimLoan allows borrowers to apply for loan amounts of up to $1,100,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What range of rates does AimLoan offer?
AimLoan offers home loans with APRs starting at 3.022% .
Does AimLoan charge a mortgage origination fee?
Yes, AimLoan may charge a loan origination fee.
What mortgage programs does AimLoan offer?
AimLoan offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- HARP: A mortgage refinance program for home loans owned or backed by Fannie Mae or Freddie Mac. No minimum credit score or value appraisal required.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does AimLoan allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. AimLoan allows the following property usage types:
- Primary home
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia