Features

An internet direct mortgage lender, Aimloan.com provides mortgage products with fixed rate and adjustable rates. Customers have the option of choosing an interest only loan option for fixed rate mortgages or ARM. Customers can choose fixed rate loans for 15 to 30 year terms and ARM loans with 3/1 year terms. The website also features an “Online application, approval, & rate lock” policy that provides customers with a fast, efficient application experience. Aimloan.com further provides free pre-approval and loan commitment letters to strengthen consumer offers and speed up closing time.

  • Min Loan
    $417000
  • Max Loan
    $1100000
  • Adjustable Rate
  • Fixed Rate
  • Home Equity Loans and Lines of Credit
  • Hybrid Mortgage
  • Jumbo Loan
  • Reverse Mortgage
  • Primary Residence
  • Estate/Trust/Retirement
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Reviews

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0 votes

Low rates but they mess up my escrow account every year and it's a big pain to fix it. They double charge my real estate tax and then I have to write a letter with proof from the city and mail it to them and it takes usually 60+ days to correct. This is the second year this has happened. I hate dealing with their customer service.


0 votes

It is obvious that the workers at Aim Loans need a little push here and there. I have worked with them on three separate occasions, and this was the case each time. If you are not familiar with home loans or refinancing, I'd probably choose another company. They are more for experienced home buys are refinancers.


0 votes

My husband and I have refinanced twice with Aim. Each time, it was a great experience. They are such a trusted part of our home loan now, that we wouldn't think about using another company. Their customer service is excellent. No matter who you speak with, you will come out of it satisfied. We highly recommend them


0 votes

I can't believe that it took Aim over two and a half months to complete my loan refinancing. I have done this in the past, and it didn't take nearly as long. From what I got from the process, after all was said and done, this company took their sweet time in finishing up. I wish I'd paid a little extra and went with another company.


0 votes

Even though my current financial situation can be considered a little tricky when it comes to things like getting loans, the team at AimLoan worked diligently to get me the best possible rate. I got a rate lock agreement and they honored it to the T. So happy I went with them, and I recommend them to anyone buying a home.


0 votes

No complaints here! Looking to refinanced, I inquired locally first. All the local guys gave me so-so rates, with high fees. AimLoans gave me a great rate with lower fees. It was an obvious choice. The application was simple. I was apprehensive refinancing with an online company, but now I know it was worth it.


0 votes

I couldn't be happier after refinancing with Aim Loan. I was initially drawn in by their low, low rates, but they exceeded my expectations. In the end, not only did I get a phenomenal rate, I managed to work with some of the most professional and knowledgeable people in the industry. Very pleased!!


0 votes

It would be great if AimLoan chose appraisers that were familiar with the areas in which they are appraising. I tried refinancing my second home and the appraiser completely screwed it up. After speaking with him, it was obvious that he was not familiar with the area. This in turn messed up my rate completely.


0 votes

Aim Loan has saved me thousands over the length of my home loan. I actually switched to them after working with another lender because I wanted to see if there were lower rates out there. My first lender advised against it, but I'm happy I did. Even with the transition, Aim Loan closed on time.


0 votes

AimLoan is fantastic! I don't think I could be more pleased with the entire process. They had complete transparency from the beginning. What more could you ask for? There weren't any last minute or pop up fees to pay. They were also amazing at keeping us informed about the process. I'd recommend AimLoan for their great service.


0 votes

It is so obvious that there aren't enough employees working at AimLoans! My loan ended up closing wayyyy after the initial date given. I also felt like my loan agents didn't care about my loan getting processed on time. Yes, they can save you money. But if you are in a hurry, use another lender.


0 votes

Fantastic customer service!! I couldn't be MORE pleased with Aim Loans! I have used various other lenders throughout the years and these guys are just fantastic. They are a bunch of courteous, knowledgeable professionals who do everything in their power to help you. Couldn't be happier.


0 votes

I have two sides to my AimLoan review. First off, they have the lowest rates I could find with an online lender, that's why I chose to refinance with them. But the other side is the length of time it takes them to close. It was a lot longer than I was used to. I'm happy with the rates, but wish they could have hurried up a bit.


0 votes

I honestly find it funny that after dragging out a loan refinance for almost two months, no one at this company cared to resolve anything. No apologies. Do they not have a customer retention department? They did nothing to lower my rate on my rental property, and when I decided to leave, they just let me go.


0 votes

The best thing about Aim Loan is how transparent they are with their fees. Not once did anything come up throughout the entire process. I have gotten my current home loan, as well as refinanced a rental property with them. Both times, the service was the same. Acceptable and professional. We will be using them to refinance in the near future.


0 votes

I'm very impressed with my aimloan experience. The people there are very thorough while getting a loan, and so quick when responding to inquiries. I really appreciate that everything was told to me up front, and that nothing was left until the very end. I would highly recommend aimloan to anyone.


0 votes

Why does this company take SO long to complete a simple refinance? It took them three and a half months to get mine done. I've done it in the past in under two months. It was such a stressful and irritating process. In the future, I will choose another company and stay far away from Aim.


0 votes

Aim Loans is a pretty good company. Getting the loan was simple. It was closed on time, which was great. Afterwards, I did realize that their customer service department wasn't the greatest. Not horrible, but for a customer service department you'd expect more. Anyway, they are a decent company.


0 votes

I've used Aimloan twice and both times were great experiences. The customer service you get from the agents is great and they have always kept me up to date with the status of my loans. They are always professional and answer questions thoroughly. I couldn't recommend them more.


0 votes

AimLoans managed to drag out my home loan for so long that I ended up paying fees to have my closing delayed with the seller of the house I was buying. I would NOT recommend them if you are buying for the first time or are on a time crunch. They will make you late and cause extra fees!


0 votes

I am completely and utterly frustrated with this company. No one seems to keep any sort of record of you or your account except the one person you are working with. If you ask anyone else, there is no way for them to answer your questions. It is really ridiculous. Also, their escrow department can only be contacted by fax. Again, ridiculous.


0 votes

Aim Loans is amazing! My husband and I were both so hesitant to get a loan online, since we'd never done it before. All of our local lending companies and banks gave us rates that were just too high for us. Aim Loans gave us a lower rate and worked with us the entire time on costs and fees. So happy we chose them!


0 votes

I can't even explain how disappointing this company is. We went through the entire process to get a home loan with them. Submitted all the important documents, waited a month for processing, everything. Less than an hour before we were set to close we got a phone call from them, stating they made an error and could not proceed with closing at the present time. Such a disappointment.


0 votes

I am very impressed by aimloans customer service. During the loan process, I asked tons of questions. They answered all my calls and clarified on EVERYTHING. Not once did I feel like a nuisance to them. They are a great online lender and I'd really recommend them over brick and mortar lenders.


0 votes

I recently refinanced with AimLoan and it was a really good experience. It was a much easier process than getting my first loan through my bank. I also thought everything went very smoothly thanks to my amazing loan officers. I'd highly recommend them. For an online lender, they're great.


0 votes

I had some issues when submitting documents, and had to do so multiple times. It was a little irritating, but in the end, everything was processed very quickly. My loan agent was always quick to let me know when I needed to submit something else. I didn't feel like I had to guide the process myself.


0 votes

It's great that there is a competent online lender out there. I tried previously with another big name online company, and the experience was just horrible. I couldn't bring myself to pay high fees, so another online lender was worth a shot. AimLoan was just what I needed. They are great and super organized. I recommend them to anything looking to refinance or get a home loan in general!


0 votes

This really is a fantastic company. I had a very strict set closing date, and they made it all happen before the deadline. I didn't think it would happen in time, but they worked so efficiently that I never doubted them. I highly recommend AimLoans because of how quick they work and how great their service is.


0 votes

Aim Loans is the way to go when getting a home loan or refinancing! I've used them once before to refinance, and most recently to get a new home loan. Each time, they were very courteous to me and my husband. We asked way too many questions, and they thoroughly explained everything. I'm very impressed.


0 votes

Oh, how I despise aimloans! I found the entire process to be SO difficult and strenuous. I mean, I put all this time and effort into a company that doesn't even work to make it easier on their customers. They were always rude and impolite to me. If I were you, I'd run away and go with a company that cares.


0 votes

I'm not too smart when it comes to gathering documentation or things like getting home loans, but my loan officer was so patient with me. At times, I thought I'd take too long and they'd give up, but they never did. I'm so happy with them and how they treated me the entire way. Definitely recommend them.


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