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Where does AmCap Mortgage do business?

AmCap Mortgage is a direct lender based in Houston, TX. The company was founded in 2002 and offers mortgages to borrowers in 35 states across the USA (and Washington, DC).

How much can you borrow via AmCap Mortgage?

AmCap Mortgage allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose..

Does AmCap Mortgage charge a mortgage origination fee?

Yes, AmCap Mortgage may charge a loan origination fee.

Does AmCap Mortgage charge prepayment fees?

Yes, AmCap Mortgage charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does AmCap Mortgage offer?

AmCap Mortgage offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • USDA
  • VA

What property usage types does AmCap Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. AmCap Mortgage allows the following property usage types: 

  • Primary home
  • Rental properties
  • Inestment properties and house flipping projects 

  • Min Loan
    $50000
  • Institution Type
    Direct Lender
  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Rental Property
  • Investment
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    $50000 - $3000000
  • Terms
    10, 15, 20, 30
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