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Where does American Mortgage Service Co. do business?

American Mortgage Service Co. is a direct lender based in Cincinnati, OH. The company was founded in 1975 and offers mortgages to borrowers in 9 states across the USA.

How much can you borrow via American Mortgage Service Co.?

American Mortgage Service Co. allows borrowers to apply for loan amounts of up to $424,100. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose..

Does American Mortgage Service Co. charge a mortgage origination fee?

Yes, American Mortgage Service Co. may charge a loan origination fee.

Does American Mortgage Service Co. charge prepayment fees?

Yes, American Mortgage Service Co. charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does American Mortgage Service Co. offer?

American Mortgage Service Co. offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • USDA
  • VA

What property usage types does American Mortgage Service Co. allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. American Mortgage Service Co. allows the following property usage types: 

  • Primary home 

  • Institution Type
    Direct Lender
  • Intended Use
    Primary Home
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    Up to $424100
  • Terms
    10, 15, 20, 30
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