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Where does American Pacific Mortgage do business?

American Pacific Mortgage is a direct lender based in Roseville, CA. The company was founded in 1996 and offers mortgages to borrowers in 17 states across the USA.

How much can you borrow via American Pacific Mortgage?

American Pacific Mortgage allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose..

Does American Pacific Mortgage charge a mortgage origination fee?

Yes, American Pacific Mortgage may charge a loan origination fee.

Does American Pacific Mortgage charge prepayment fees?

Yes, American Pacific Mortgage charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does American Pacific Mortgage offer?

American Pacific Mortgage offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • USDA
  • VA

What property usage types does American Pacific Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. American Pacific Mortgage allows the following property usage types: 

  • Primary home 

  • Institution Type
    Direct Lender
  • Intended Use
    Primary Home
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    Up to $3000000
  • Terms
    15, 30
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