Where does Amerifirst Financial do business?

Amerifirst Financial is a direct lender based in Kalamazoo, MI. The company was founded in 1986 and offers mortgages to borrowers in 8 states across the USA.

How much can you borrow via Amerifirst Financial?

Amerifirst Financial allows borrowers to apply for loan amounts of up to $2,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does Amerifirst Financial offer?

Amerifirst Financial offers home loans with APRs starting at 3.7% .

Does Amerifirst Financial charge a mortgage origination fee?

Yes, Amerifirst Financial may charge a loan origination fee.

Does Amerifirst Financial charge prepayment fees?

Yes, Amerifirst Financial charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Amerifirst Financial offer?

Amerifirst Financial offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • HARP
  • USDA
  • VA

What property usage types does Amerifirst Financial allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Amerifirst Financial allows the following property usage types: 

  • Primary home 

  • Institution Type
    Direct Lender
  • Intended Use
    Primary Home
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    Up to $2000000
  • APR
    Starting at 3.7%
  • Terms
    10, 15, 20, 30
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