AnnieMac Home Mortgage
in Home Purchase Mortgages from AnnieMac Home MortgageUnaffiliated
|Loan Amount||Up to $2,000,000|
|APR||Starting at 4%|
|Loan Term||N/A years|
AnnieMac Home Mortgage Review
Where does AnnieMac Home Mortgage do business?
AnnieMac Home Mortgage is a direct lender based in Mount Laurel, NJ. The company was founded in 2011 and offers mortgages to borrowers in 50 states (and Washington, DC).
How much can you borrow via AnnieMac Home Mortgage?
AnnieMac Home Mortgage allows borrowers to apply for loan amounts of up to $2,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What range of rates does AnnieMac Home Mortgage offer?
AnnieMac Home Mortgage offers home loans with APRs starting at 4% .
Does AnnieMac Home Mortgage charge a mortgage origination fee?
Yes, AnnieMac Home Mortgage may charge a loan origination fee.
What mortgage programs does AnnieMac Home Mortgage offer?
AnnieMac Home Mortgage offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- FHA 203k: An FHA mortgage you can also use to finance home improvements.
- HARP: A mortgage refinance program for home loans owned or backed by Fannie Mae or Freddie Mac. No minimum credit score or value appraisal required.
- USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does AnnieMac Home Mortgage allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. AnnieMac Home Mortgage allows the following property usage types:
- Primary home
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia