Balboa Thrift and Loan is a direct lender based in Chula Vista, CA. The company was founded in 1987 and offers mortgages to borrowers in 0 states across the USA.
Balboa Thrift and Loan allows borrowers to apply for loan amounts of up to $5,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose..
Yes, Balboa Thrift and Loan may charge a loan origination fee.
Yes, Balboa Thrift and Loan charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Balboa Thrift and Loan allows the following property usage types:
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