Where does Balboa Thrift and Loan do business?

Balboa Thrift and Loan is a direct lender based in Chula Vista, CA. The company was founded in 1987 and offers mortgages to borrowers in 0 states across the USA.

How much can you borrow via Balboa Thrift and Loan?

Balboa Thrift and Loan allows borrowers to apply for loan amounts of up to $5,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose..

Does Balboa Thrift and Loan charge a mortgage origination fee?

Yes, Balboa Thrift and Loan may charge a loan origination fee.

Does Balboa Thrift and Loan charge prepayment fees?

Yes, Balboa Thrift and Loan charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What property usage types does Balboa Thrift and Loan allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Balboa Thrift and Loan allows the following property usage types: 

  • Primary home
  • Rental properties
  • Inestment properties and house flipping projects 

  • Institution Type
    Direct Lender
  • Intended Use
    • Investment/House Flipping
    • Primary Home
    • Rental Property
  • Investment
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    Up to $5000000
  • Terms
    10, 15, 30
SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

No reviews found.

Be the first to write a review for this company!

Write a Review

New Review for Balboa Thrift and Loan

Rate your experience:


Other Home Purchase Mortgages companies