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Balboa Thrift and Loan

in Home Purchase Mortgages

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Balboa Thrift and Loan

Unaffiliated

in Home Purchase Mortgages

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Overview

Where does Balboa Thrift and Loan do business?

Balboa Thrift and Loan is a direct lender based in Chula Vista, CA. The company was founded in 1987 and offers mortgages to borrowers in 1 state.

How much can you borrow via Balboa Thrift and Loan?

Balboa Thrift and Loan allows borrowers to apply for loan amounts of up to $5,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

Does Balboa Thrift and Loan charge a mortgage origination fee?

Yes, Balboa Thrift and Loan may charge a loan origination fee.

What property usage types does Balboa Thrift and Loan allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Balboa Thrift and Loan allows the following property usage types: 

  • Primary home
  • Investment properties and house flipping projects
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
California
Availabile in all of California

Feature Breakdown

Intended Use
  • Investment
  • Primary Home
Primary Residence  
Investment  
Estate/Trust/Retirement  
Loan Amount Up to $5M

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