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Where does Blue Sky Mortgage do business?

Blue Sky Mortgage is a direct lender based in Richland Hills, TX. The company was founded in 2005 and offers mortgages to borrowers in 2 states across the USA.

How much can you borrow via Blue Sky Mortgage?

Blue Sky Mortgage allows borrowers to apply for loan amounts of up to $2,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does Blue Sky Mortgage offer?

Blue Sky Mortgage offers home loans with APRs starting at 3.4% .

Does Blue Sky Mortgage charge a mortgage origination fee?

Yes, Blue Sky Mortgage may charge a loan origination fee.

Does Blue Sky Mortgage charge prepayment fees?

Yes, Blue Sky Mortgage charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Blue Sky Mortgage offer?

Blue Sky Mortgage offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • HARP
  • USDA
  • VA

What property usage types does Blue Sky Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Blue Sky Mortgage allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties 

  • Intended Use
    • Primary Home
    • Secondary Home
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    Up to $2000000
  • APR
    Starting at 3.4%
  • Terms
    15, 30
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