Strongly not recommended
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Where does CashCall do business?
CashCall is a direct lender based in Orange, CA. The company was founded in 2003 and offers mortgages to borrowers in 42 states (and Washington, DC).
How much can you borrow via CashCall?
CashCall allows borrowers to apply for loan amounts of up to $424,100. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What range of rates does CashCall offer?
CashCall offers home loans with APRs starting at 2.875% .
Does CashCall charge a mortgage origination fee?
Yes, CashCall may charge a loan origination fee.
What mortgage programs does CashCall offer?
CashCall offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- HARP: A mortgage refinance program for home loans owned or backed by Fannie Mae or Freddie Mac. No minimum credit score or value appraisal required.
What property usage types does CashCall allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. CashCall allows the following property usage types:
- Primary home
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- South Carolina
- South Dakota
- West Virginia