in Home Purchase Mortgages

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in Home Purchase Mortgages

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Where does Clara do business?

Clara is a direct lender based in San Francisco, CA. The company was founded in 2016 and offers mortgages to borrowers in 0 states across the USA.

How much can you borrow via Clara?

Clara allows borrowers to apply for loan amounts of up to $636,150. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose..

What is the estimated funding time for a home loan via Clara?

Clara will typically fund mortgages within 7 and 14 days of approval.

Does Clara charge a mortgage origination fee?

Yes, Clara may charge a loan origination fee.

Does Clara charge prepayment fees?

Yes, Clara charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Clara offer?

Clara offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • USDA
  • VA

What property usage types does Clara allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Clara allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  • 222 Sutter St
    San Francisco, CA 94108 USA
  • Visit Site

Other Services by Clara


Available in 1 State

Feature Breakdown

Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Primary Residence
Loan Amount
Up to

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