Clara is a direct lender based in San Francisco, CA. The company was founded in 2016 and offers mortgages to borrowers in 0 states across the USA.
Clara allows borrowers to apply for loan amounts of up to $636,150. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the mortgage company you choose..
Clara will typically fund mortgages within 7 and 14 days of approval.
Yes, Clara may charge a loan origination fee.
Yes, Clara charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
Clara offers the following mortgage programs:
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Clara allows the following property usage types:
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