Where does Everbank do business?
Everbank is based in Jacksonville, FL. The company was founded in 1961 and offers mortgages to borrowers in 50 states across the USA (and Washington, DC).
How much can you borrow via Everbank?
Everbank allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What range of rates does Everbank offer?
Everbank offers home loans with APRs starting at 3.18% .
Does Everbank charge a mortgage origination fee?
Yes, Everbank may charge a loan origination fee.
Does Everbank charge prepayment fees?
Yes, Everbank charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
What mortgage programs does Everbank offer?
Everbank offers the following mortgage programs:
- Conventional mortgages
What property usage types does Everbank allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Everbank allows the following property usage types:
- Primary home
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia