Where does First California Mortgage do business?

First California Mortgage is a direct lender based in Petaluma, CA. The company was founded in 1977 and offers mortgages to borrowers in 21 states across the USA.

How much can you borrow via First California Mortgage?

First California Mortgage allows borrowers to apply for loan amounts of up to $1,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose..

Does First California Mortgage charge a mortgage origination fee?

Yes, First California Mortgage may charge a loan origination fee.

Does First California Mortgage charge prepayment fees?

Yes, First California Mortgage charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does First California Mortgage offer?

First California Mortgage offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • HARP
  • HomePath
  • VA

What property usage types does First California Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. First California Mortgage allows the following property usage types: 

  • Primary home 

  • Institution Type
    Direct Lender
  • Intended Use
    Primary Home
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    Up to $1000000
  • Terms
    15, 30
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