First Choice Loan Services is a direct lender based in East Brunswick, NJ. The company was founded in 2010 and offers mortgages to borrowers in 48 states across the USA (and Washington, DC).
First Choice Loan Services allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose..
Yes, First Choice Loan Services may charge a loan origination fee.
Yes, First Choice Loan Services charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
First Choice Loan Services offers the following mortgage programs:
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. First Choice Loan Services allows the following property usage types:
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