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Where does First Home Mortgage do business?

First Home Mortgage is a direct lender based in Baltimore, MD. The company was founded in 1990 and offers mortgages to borrowers in 19 states across the USA (and Washington, DC).

How much can you borrow via First Home Mortgage?

First Home Mortgage allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does First Home Mortgage offer?

First Home Mortgage offers home loans with APRs starting at 3.99% .

Does First Home Mortgage charge a mortgage origination fee?

Yes, First Home Mortgage may charge a loan origination fee.

Does First Home Mortgage charge prepayment fees?

Yes, First Home Mortgage charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does First Home Mortgage offer?

First Home Mortgage offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • USDA
  • VA

What property usage types does First Home Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. First Home Mortgage allows the following property usage types: 

  • Primary home 

  • Intended Use
    Primary Home
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    Up to $3000000
  • APR
    Starting at 3.99%
  • Terms
    10, 15, 20, 25, 30
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