in Home Purchase Mortgages

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in Home Purchase Mortgages

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Where does do business? is based in Charlotte, NC. The company was founded in 1999 and offers mortgages to borrowers in 27 states across the USA (and Washington, DC).

How much can you borrow via allows borrowers to apply for loan amounts of up to $550,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does offer? offers home loans with APRs starting at 2.88% .

What is the estimated funding time for a home loan via will typically fund mortgages within 14 and 28 days of approval.

Does charge a mortgage origination fee?

Yes, may charge a loan origination fee.

Does charge prepayment fees?

Yes, charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does offer? offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • USDA
  • VA

What property usage types does allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. allows the following property usage types: 

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Other Services by


Available in 27 States and Washington, DC
  • Alabama
  • California
  • Colorado
  • Washington, DC
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Missouri
  • Nebraska
  • New Jersey
  • North Carolina
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Processing Fee
Intended Use
  • Primary Home
Primary Residence
Funding Time Range (in days)
14 - 28
7 28
Loan Amount
$200K - $550K
$5K $2M+
Starting at
3, 5, 7, 10, 15 & 30 year


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