Strongly not recommended
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|Community Rating||Strongly not recommended|
|Loan Amount||$200,000 - $550,000|
|APR||Starting at 2.88%|
|Loan Term (Years)||N/A|
Where does goodmortgage.com do business?
goodmortgage.com is a direct lender based in Charlotte, NC. The company was founded in 1999 and offers mortgages to borrowers in 27 states (and Washington, DC).
How much can you borrow via goodmortgage.com?
goodmortgage.com allows borrowers to apply for loan amounts of up to $550,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What range of rates does goodmortgage.com offer?
goodmortgage.com offers home loans with APRs starting at 2.88% .
What is the estimated funding time for a home loan via goodmortgage.com?
goodmortgage.com will typically fund mortgages within 14 and 28 days of approval.
Does goodmortgage.com charge a mortgage origination fee?
Yes, goodmortgage.com may charge a loan origination fee.
What mortgage programs does goodmortgage.com offer?
goodmortgage.com offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does goodmortgage.com allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. goodmortgage.com allows the following property usage types:
- Primary home
- Washington, DC
- New Jersey
- North Carolina
- South Carolina