Features

Where does goodmortgage.com do business?

goodmortgage.com is a direct lender based in Charlotte, NC. The company was founded in 1999 and offers mortgages to borrowers in 27 states across the USA (and Washington, DC).

How much can you borrow via goodmortgage.com?

goodmortgage.com allows borrowers to apply for loan amounts of up to $550,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does goodmortgage.com offer?

goodmortgage.com offers home loans with APRs starting at 2.88% .

What is the estimated funding time for a home loan via goodmortgage.com?

goodmortgage.com will typically fund mortgages within 14 and 28 days of approval.

Does goodmortgage.com charge a mortgage origination fee?

Yes, goodmortgage.com may charge a loan origination fee.

Does goodmortgage.com charge prepayment fees?

Yes, goodmortgage.com charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does goodmortgage.com offer?

goodmortgage.com offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • USDA
  • VA

What property usage types does goodmortgage.com allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. goodmortgage.com allows the following property usage types: 

  • Primary home 

  • Min Loan
    $200000
  • Institution Type
    Direct Lender
  • Intended Use
    Primary Home
  • Initial Processing Fee
    $395
  • Primary Residence
  • Funding Time Range (in days)
    14 - 28
  • Loan Amount
    $200000 - $550000
  • APR
    Starting at 2.88%
  • Terms
    3, 5, 7, 10, 15 & 30 year
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