Where does Guaranteed Rate do business?

Guaranteed Rate is a direct lender based in Chicago, IL. The company was founded in 2000 and offers mortgages to borrowers in 50 states across the USA (and Washington, DC).

How much can you borrow via Guaranteed Rate?

Guaranteed Rate allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does Guaranteed Rate offer?

Guaranteed Rate offers home loans with APRs starting at 3.467% .

Does Guaranteed Rate charge a mortgage origination fee?

Yes, Guaranteed Rate may charge a loan origination fee.

Does Guaranteed Rate charge prepayment fees?

Yes, Guaranteed Rate charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Guaranteed Rate offer?

Guaranteed Rate offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • VA

What property usage types does Guaranteed Rate allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Guaranteed Rate allows the following property usage types: 

  • Primary home 

  • Min Loan
  • Institution Type
    Direct Lender
  • Intended Use
    Primary Home
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    $60000 - $3000000
  • APR
    Starting at 3.467%
  • Terms
    5, 15, 30
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