Established in Philadelphia in 1993, Home Finance of America (HFA) has closed over $15 billion in mortgage loans. As a direct lender licensed in 19 states with years of experience, the company is able to offer some of the lowest mortgage interest rates in the country. Home Finance of America is an approved lender with Fannie Mae (FNMA) and HUD and a member of the Mortgage Bankers Association of America.
  • Intended Use
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  • Primary Residence
  • Funding Time
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0 votes

I wish I could have gotten a different appraiser when I refinanced with Home Finance of America. The person who came out was slightly rude and made inappropriate comments. I didn't feel comfortable with him being the one who appraised my home. I didn't have an option to get it done a second time, which really stunk.

0 votes

This company is rather disappointing. Initially, my loan agent was really friendly. After the first contact, he failed to return any of my calls in a timely manner. It was like a whole different person was handling my loan, but it was the same guy. It was really annoying, but thankfully I got through it.

0 votes

I can honestly say I had a decent experience with Home Finance of America. My loan officer had a few time difference issues (he didn't take into consideration that we are located on different coasts) but other than that everything was okay. It was done in a timely manner, and the time difference only caused a few problems here and there that were quickly fixed.

0 votes

The underwriters for this company are impossible to please! I am the perfect candidate for a loan and have never had any issues getting one, until now. They managed to knit pick and find anything and everything wrong. Nevertheless, they ended up denying me over something so minute. My new company is a lot better.

0 votes

I have ZERO complaints about HFA! It really was a pleasure to work with them. I've used them multiple times in the past, and this most recent refinance was no different. The service is excellent and the loan officers are very easy to work with. Communication is key and these guys have it down!

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