Where does HomeStreet Bank do business?
HomeStreet Bank is based in Seattle, WA. The company was founded in 1921 and offers mortgages to borrowers in 6 states across the USA.
How much can you borrow via HomeStreet Bank?
HomeStreet Bank allows borrowers to apply for loan amounts of up to $2,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
What is the maximum term for a home loan via HomeStreet Bank?
HomeStreet Bank offers mortgages with terms ranging from 15 to 30 years.
What range of rates does HomeStreet Bank offer?
HomeStreet Bank offers home loans with APRs starting at 4% and up to 10%.
Does HomeStreet Bank charge a mortgage origination fee?
Yes, HomeStreet Bank may charge a loan origination fee.
Does HomeStreet Bank charge prepayment fees?
Yes, HomeStreet Bank charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
What mortgage programs does HomeStreet Bank offer?
HomeStreet Bank offers the following mortgage programs:
- Conventional mortgages
- FHA 203k
What property usage types does HomeStreet Bank allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. HomeStreet Bank allows the following property usage types:
- Primary home
Other Services by HomeStreet Bank