Where does HomeStreet Bank do business?

HomeStreet Bank is based in Seattle, WA. The company was founded in 1921 and offers personal loans to borrowers in 6 states across the USA.

How much can you borrow via HomeStreet Bank?

Loan amounts start at $100000 and go up to $2000000 Note that the maximum loan amount you can borrow will also vary depending on type of mortgage you choose, regardless of the mortgage company you choose.

What is the maximum loan term for a home loan loan via HomeStreet Bank?

HomeStreet Bank offers mortgages with terms ranging from 15 to 30 years.

Does HomeStreet Bank charge an origination fee?

Yes, HomeStreet Bank charges a loan origination fee .

Does HomeStreet Bank charge prepayment penalties?

Yes, HomeStreet Bank charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does HomeStreet Bank offer?

HomeStreet Bank offers the following mortgage programs:

  • FHA
  • FHA 203k
  • HARP
  • USDA
  • VA


  • Intended Use
    Primary Home
  • Loan Term (Years)
    15 - 30
  • Institution Type
  • Primary Residence
  • Estate/Trust/Retirement
  • APR
    4% - 10%
  • Terms
    15, 30
  • Loan Amount
    $100000 - $2000000
  • Max Loan
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