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Veterans First Mortgage

in Home Purchase Mortgages

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Veterans First Mortgage

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in Home Purchase Mortgages

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Overview

Where does Veterans First Mortgage do business?

Veterans First Mortgage is a direct lender based in Salt Lake City, UT. The company was founded in 1996 and offers mortgages to borrowers in 46 states (and Washington, DC).

How much can you borrow via Veterans First Mortgage?

Veterans First Mortgage allows borrowers to apply for loan amounts of up to $424,100. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does Veterans First Mortgage offer?

Veterans First Mortgage offers home loans with APRs starting at 3.27% .

Does Veterans First Mortgage charge a mortgage origination fee?

Yes, Veterans First Mortgage may charge a loan origination fee.

What mortgage programs does Veterans First Mortgage offer?

Veterans First Mortgage offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Veterans First Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Veterans First Mortgage allows the following property usage types: 

  • Primary home
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Other Services by Veterans First Mortgage

Availability

Available in 46 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Processing Fee
$1
Intended Use
  • Primary Home
Primary Residence
Loan Amount
Up to
$424.1K
APR
Starting at
3.27%

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