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Where does Jersey Mortgage Company do business?

Jersey Mortgage Company is a direct lender based in Cranford, NJ. The company was founded in 1938 and offers mortgages to borrowers in 4 states across the USA.

How much can you borrow via Jersey Mortgage Company?

Jersey Mortgage Company allows borrowers to apply for loan amounts of up to $5,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does Jersey Mortgage Company offer?

Jersey Mortgage Company offers home loans with APRs starting at 4% .

Does Jersey Mortgage Company charge a mortgage origination fee?

Yes, Jersey Mortgage Company may charge a loan origination fee.

Does Jersey Mortgage Company charge prepayment fees?

Yes, Jersey Mortgage Company charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Jersey Mortgage Company offer?

Jersey Mortgage Company offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • USDA
  • VA

What property usage types does Jersey Mortgage Company allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Jersey Mortgage Company allows the following property usage types: 

  • Primary home 

  • Institution Type
    Direct Lender
  • Intended Use
    Primary Home
  • Primary Residence
  • Loan Amount
    Up to $5000000
  • APR
    Starting at 4%
  • Terms
    10, 15, 30
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