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Where does Land Home Financial do business?

Land Home Financial is a direct lender based in Concord, CA. The company was founded in 1988 and offers mortgages to borrowers in 50 states across the USA (and Washington, DC).

How much can you borrow via Land Home Financial?

Land Home Financial allows borrowers to apply for loan amounts of up to $2,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose..

Does Land Home Financial charge a mortgage origination fee?

Yes, Land Home Financial may charge a loan origination fee.

Does Land Home Financial charge prepayment fees?

Yes, Land Home Financial charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Land Home Financial offer?

Land Home Financial offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • VA

What property usage types does Land Home Financial allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Land Home Financial allows the following property usage types: 

  • Primary home 

  • Intended Use
    Primary Home
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    $50000 - $2000000
  • Terms
    10, 15, 20, 25, 30
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