Where does Land Home Financial do business?
Land Home Financial is a direct lender based in Concord, CA. The company was founded in 1988 and offers mortgages to borrowers in 50 states (and Washington, DC).
How much can you borrow via Land Home Financial?
Land Home Financial allows borrowers to apply for loan amounts of up to $2,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.
Does Land Home Financial charge a mortgage origination fee?
Yes, Land Home Financial may charge a loan origination fee.
What mortgage programs does Land Home Financial offer?
Land Home Financial offers the following mortgage types:
- Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
- FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
- FHA 203k: An FHA mortgage you can also use to finance home improvements.
- VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.
What property usage types does Land Home Financial allow?
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Land Home Financial allows the following property usage types:
- Primary home
Other Services by Land Home Financial
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia