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Where does LendingHome do business?

LendingHome is a direct lender based in San Francisco, CA. The company was founded in 2013 and offers mortgages to borrowers in 50 states across the USA (and Washington, DC).

What range of rates does LendingHome offer?

LendingHome offers home loans with APRs starting at 3.557% .

Does LendingHome charge a mortgage origination fee?

Yes, LendingHome may charge a loan origination fee.

Does LendingHome charge prepayment fees?

Yes, LendingHome charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What property usage types does LendingHome allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. LendingHome allows the following property usage types: 

  • Primary home
  • Inestment properties and house flipping projects 

  • Intended Use
    • Investment/House Flipping
    • Primary Home
  • Initial Processing Fee
    $199
  • Loan Amount
    Starting at $50000
  • APR
    Starting at 3.557%
  • Terms
    15, 30
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