LendingHome is a direct lender based in San Francisco, CA. The company was founded in 2013 and offers mortgages to borrowers in 50 states across the USA (and Washington, DC).
LendingHome offers home loans with APRs starting at 3.557% .
Yes, LendingHome may charge a loan origination fee.
Yes, LendingHome charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. LendingHome allows the following property usage types: