in Home Purchase Mortgages

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in Home Purchase Mortgages

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Where does Loanpal do business?

Loanpal is based in Roseville, CA. The company was founded in 2003 and offers mortgages to borrowers in 22 states across the USA (and Washington, DC).

How much can you borrow via Loanpal?

Loanpal allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does Loanpal offer?

Loanpal offers home loans with APRs starting at 4% .

Does Loanpal charge a mortgage origination fee?

Yes, Loanpal may charge a loan origination fee.

Does Loanpal charge prepayment fees?

Yes, Loanpal charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Loanpal offer?

Loanpal offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • VA

What property usage types does Loanpal allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Loanpal allows the following property usage types: 

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  • Headquarters
  • 8781 Sierra College Blvd
    Roseville, CA 95661 USA
  • Visit Site


Available in 22 States and Washington, DC
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Florida
  • Georgia
  • Indiana
  • Kansas
  • Maryland
  • Minnesota
  • Missouri
  • Nevada
  • New Jersey
  • New Mexico
  • North Carolina
  • Oregon
  • Pennsylvania
  • South Carolina
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin

Feature Breakdown

Intended Use
  • Primary Home
Primary Residence
Loan Amount
Up to
Starting at
10 to 30 years Fixed/ARM


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