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Mariner Finance

in Home Purchase Mortgages

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Mariner Finance

Unaffiliated

in Home Purchase Mortgages

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Overview

Where does Mariner Finance do business?

Mariner Finance is based in Baltimore, MD. The company was founded in 2002 and offers mortgages to borrowers in 14 states (and Washington, DC).

How much can you borrow via Mariner Finance?

Mariner Finance allows borrowers to apply for loan amounts of up to $1,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

Does Mariner Finance charge a mortgage origination fee?

Yes, Mariner Finance may charge a loan origination fee.

What mortgage programs does Mariner Finance offer?

Mariner Finance offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Mariner Finance allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Mariner Finance allows the following property usage types: 

  • Primary home
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 14 states and Washington, D.C.
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Maryland
  • New Jersey
  • North Carolina
  • Ohio
  • Pennsylvania
  • Tennessee
  • Texas
  • Virginia

Feature Breakdown

Intended Use
  • Primary Home
Primary Residence
 
Dollar Amount
Loan Amount
Up to
$1.5M

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