Where does Mountain West Financial do business?

Mountain West Financial is a direct lender based in Huntington Beach, CA. The company was founded in 1990 and offers mortgages to borrowers in 10 states across the USA.

How much can you borrow via Mountain West Financial?

Mountain West Financial allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does Mountain West Financial offer?

Mountain West Financial offers home loans with APRs starting at 3.5% .

Does Mountain West Financial charge a mortgage origination fee?

Yes, Mountain West Financial may charge a loan origination fee.

Does Mountain West Financial charge prepayment fees?

Yes, Mountain West Financial charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Mountain West Financial offer?

Mountain West Financial offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • FHA 203k
  • HARP
  • USDA
  • VA

What property usage types does Mountain West Financial allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Mountain West Financial allows the following property usage types: 

  • Primary home 

  • Institution Type
    Direct Lender
  • Intended Use
    Primary Home
  • Primary Residence
  • Estate/Trust/Retirement
  • Loan Amount
    Up to $3000000
  • APR
    Starting at 3.5%
  • Terms
    15, 30
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