Mr. Cooper is a direct lender based in Dallas, TX. The company was founded in 2017 and offers mortgages to borrowers in 50 states across the USA (and Washington, DC)..
Yes, Mr. Cooper may charge a loan origination fee.
Yes, Mr. Cooper charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.
Mr. Cooper offers the following mortgage programs:
Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Mr. Cooper allows the following property usage types:
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