Where does Network Capital do business?

Network Capital is a direct lender based in Irvine, CA. The company was founded in 2002 and offers mortgages to borrowers in 30 states across the USA (and Washington, DC).

How much can you borrow via Network Capital?

Network Capital allows borrowers to apply for loan amounts of up to $2,500,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does Network Capital offer?

Network Capital offers home loans with APRs starting at 3.04% .

What is the estimated funding time for a home loan via Network Capital?

Network Capital will typically fund mortgages within 14 and 28 days of approval.

Does Network Capital charge a mortgage origination fee?

Yes, Network Capital may charge a loan origination fee.

Does Network Capital charge prepayment fees?

Yes, Network Capital charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment fees can reduce or even cancel the interest savings of repaying a loan early.

What mortgage programs does Network Capital offer?

Network Capital offers the following mortgage programs:

  • Conventional mortgages
  • FHA
  • HARP
  • VA

What property usage types does Network Capital allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Network Capital allows the following property usage types: 

  • Primary home 

  • Intended Use
    Primary Home
  • Primary Residence
  • Funding Time Range (in days)
    14 - 28
  • Loan Amount
    Up to $2500000
  • APR
    Starting at 3.04%
  • Terms
    5, 15, 30
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