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  North American Savings Bank Home Loans

North American Savings Bank Home Loans

in Home Purchase Mortgages from North American Savings Bank · NMLS ID #400039

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North American Savings Bank Home Loans

Unaffiliated

in Home Purchase Mortgages from North American Savings Bank · NMLS ID #400039

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Loan Amount Up to $2,000,000
Loan Term (Years) 15 - 30 years

North American Savings Bank Home Loans Review

North American Savings Bank Home Loans is offered by North American Savings Bank (NMLS #400039), a bank founded in 1927 and based in Kansas City, MO. North American Savings Bank Home Loans is available in 1 state across the USA.

North American Savings Bank Home Loans FAQ

How much can you borrow via North American Savings Bank Home Loans?

North American Savings Bank Home Loans allows borrowers to apply for loan amounts of up to $2,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What is the maximum loan term you can get with North American Savings Bank Home Loans?

North American Savings Bank Home Loans offers mortgages with terms ranging from 15 to 30 years. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What range of rates does North American Savings Bank Home Loans offer?

North American Savings Bank Home Loans offers home loans with APRs starting at 2.65% .

Does North American Savings Bank Home Loans charge a mortgage origination fee?

Yes, North American Savings Bank Home Loans may charge a loan origination fee starting at $995

What mortgage programs does North American Savings Bank Home Loans offer?

North American Savings Bank Home Loans offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • Jumbo: Any mortgage with a loan amount above the conforming loan limits set by Fannie Mae and Freddie Mac. As of 2018, the jumbo threshold is $453,100 in most of the United States.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does North American Savings Bank Home Loans allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. North American Savings Bank Home Loans allows the following property usage types: 

  • Primary home
  • Secondary homes and vacation properties
  • Investment properties and house flipping projects
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by North American Savings Bank

Availability

  Available in 1 state
Missouri
Availabile in all of Missouri

Feature Breakdown

Origination Fee ($) Starting at $995
Credit Score Range 650 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Intended Use
  • Investment
  • Primary Home
  • Secondary Home
Joint Loan Applications Accepted Co-borrower
Minimum Age 18
Minimum Down Payment Starting at 3%
Property Type
  • Manufactured/Mobile Home
  • Multi-Family Home
  • Single Family Home
  • Townhome
Verification Documents Required
  • Proof of Income
  • Proof of Identity
  • Proof of Residence
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
Investment  
Primary Residence  
APR Starting at 2.65%
Loan Amount Up to $2,000,000
Loan Term 15 - 30 years
Interest Rate Types Offered
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
Mortgage Programs
  • FHA
  • VA
  • Conventional Mortgages
  • Jumbo

North American Savings Bank Home Loans Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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