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On Q Financial

in Home Purchase Mortgages

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On Q Financial

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in Home Purchase Mortgages

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Overview

Where does On Q Financial do business?

On Q Financial is a direct lender based in Scottsdale, AZ. The company was founded in 2005 and offers mortgages to borrowers in 50 states (and Washington, DC).

How much can you borrow via On Q Financial?

On Q Financial allows borrowers to apply for loan amounts of up to $3,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does On Q Financial offer?

On Q Financial offers home loans with APRs starting at 4.238% .

Does On Q Financial charge a mortgage origination fee?

Yes, On Q Financial may charge a loan origination fee.

What mortgage programs does On Q Financial offer?

On Q Financial offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does On Q Financial allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. On Q Financial allows the following property usage types: 

  • Primary home
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Contact

Other Services by On Q Financial

Availability

Available in 50 States and Washington, DC
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Intended Use
  • Primary Home
Primary Residence
Estate/Trust/Retirement
Loan Amount
Up to
$3,000,000
APR
Starting at
4.238%

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