Opes Advisors Mortgage Services

in Home Purchase Mortgages

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Opes Advisors Mortgage Services


in Home Purchase Mortgages

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Where does Opes Advisors Mortgage Services do business?

Opes Advisors Mortgage Services is a direct lender based in Cupertino, CA. The company was founded in 2004 and offers mortgages to borrowers in 3 states.

How much can you borrow via Opes Advisors Mortgage Services?

Opes Advisors Mortgage Services allows borrowers to apply for loan amounts of up to $5,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does Opes Advisors Mortgage Services offer?

Opes Advisors Mortgage Services offers home loans with APRs starting at 2.9% .

Does Opes Advisors Mortgage Services charge a mortgage origination fee?

Yes, Opes Advisors Mortgage Services may charge a loan origination fee.

What mortgage programs does Opes Advisors Mortgage Services offer?

Opes Advisors Mortgage Services offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • FHA 203k: An FHA mortgage you can also use to finance home improvements.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Opes Advisors Mortgage Services allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Opes Advisors Mortgage Services allows the following property usage types: 

  • Primary home
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Other Services by Opes Advisors Mortgage Services


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  Available in 3 states
  • California
  • Oregon
  • Washington

Feature Breakdown

Intended Use
  • Primary Home
Primary Residence  
Loan Amount Up to $5M
APR Starting at 2.9%

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