Pinnacle Capital Mortgage

Pinnacle Capital Mortgage

in Home Purchase Mortgages from Pinnacle Capital Mortgage


Pinnacle Capital Mortgage


in Home Purchase Mortgages from Pinnacle Capital Mortgage

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APR Starting at 3.576%
Loan Amount Up to $2,000,000
Loan Term N/A years

Pinnacle Capital Mortgage Review

Where does Pinnacle Capital Mortgage do business?

Pinnacle Capital Mortgage is based in Roseville, CA. The company was founded in 2008 and offers mortgages to borrowers in 12 states.

How much can you borrow via Pinnacle Capital Mortgage?

Pinnacle Capital Mortgage allows borrowers to apply for loan amounts of up to $2,000,000. Note that the maximum loan amount you can borrow will also vary depending on the type of mortgage you choose, regardless of the lender you choose.

What range of rates does Pinnacle Capital Mortgage offer?

Pinnacle Capital Mortgage offers home loans with APRs starting at 3.576% .

Does Pinnacle Capital Mortgage charge a mortgage origination fee?

Yes, Pinnacle Capital Mortgage may charge a loan origination fee.

What mortgage programs does Pinnacle Capital Mortgage offer?

Pinnacle Capital Mortgage offers the following mortgage types:

  • Conventional mortgages: This includes any mortgage that is not insured or guaranteed by the federal government.
  • FHA: Mortgages insured by the FHA, which usually have less stringent eligibility requirements, but borrowers must pay a mortgage insurance premium. Co-applicants are allowed and you can qualify for a down payment as low as 3%.
  • USDA: A zero down payment mortgage loan with low rates for suburban and rural homebuyers.
  • VA: A zero down payment mortgage or a refinance of up to 120% of the home's value for American military members, veterans, and their spouses.

What property usage types does Pinnacle Capital Mortgage allow?

Some mortgage lenders restrict the type of usage borrowers give mortgaged properties. Pinnacle Capital Mortgage allows the following property usage types: 

  • Primary home
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Other Services by Pinnacle Capital Mortgage


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 12 states
  • Alaska
  • Arizona
  • California
  • Colorado
  • Hawaii
  • Idaho
  • Montana
  • Nevada
  • New Mexico
  • Oregon
  • Utah
  • Washington

Feature Breakdown

Intended Use
  • Primary Home
Primary Residence  
Loan Amount Up to $2M
APR Starting at 3.576%

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